Insurance

Make sure you're covered for things like fire, flood and theft

5.0

from 65 Reviews

Whether it's about protecting an asset or a loved one, we'll get you covered

At Traj Finance, we understand that safeguarding your assets is a priority, whether you're a business owner, a professional services employee, or a high-net-worth individual residing in Australia. Insurance plays a crucial role in protecting what matters most, providing peace of mind in the face of unexpected events. Our insurance services are designed to ensure that your home, belongings, and investments are covered for a range of incidents. From accidental damage to theft and storms, Traj Finance offers comprehensive solutions tailored to your needs.

Our Home Buildings & Contents insurance is designed to protect your home against unforeseen events like fire, storms, and vandalism. Whether you live in a bustling city or a quiet suburb, it's vital to protect your home from potential risks. Our policies cover damage to property, garages, fences, and sheds, ensuring that you're not left unprepared. Additionally, our Accidental Damage cover caters to unexpected mishaps, such as leaving a window or door unlocked in your home. With the option to pay for insurance monthly or annually, you can select the payment plan that suits your financial strategy. In case of an incident, making a claim is straightforward; you can do so online or over the phone, allowing for efficient resolution and minimal disruption.

For those who own rental properties, our Landlord Insurance is specifically tailored to protect your rental property. Owning an investment property can be rewarding but also comes with its own set of challenges. Our policies ensure you're covered for rent default and other risks like theft and vandalism. Whether your property is a long-term rental or a holiday rental, we offer policies for short-term or ongoing coverage. This flexibility means you can adjust as your needs change, ensuring continuous protection.

Meanwhile, renters aren't left out. Our Renter's Contents insurance provides peace of mind by covering personal belongings within a rented property. This includes Single Item Insurance for valuable electronics like laptops, tablets, and TVs. With this cover, renters can protect their possessions from theft or accidental damage without bearing significant out-of-pocket costs.

To further enhance your insurance experience, Traj Finance offers tools to help you compare insurance options. By evaluating different policies side-by-side, you can make informed decisions that align with your specific requirements. Whether you're looking to protect high-value items or ensure comprehensive coverage for your primary residence or investment property, our comparison services provide clarity and confidence in your choice.

In summary, insurance is an essential component of any financial strategy, providing protection and peace of mind. At Traj Finance, we are committed to helping you secure comprehensive insurance solutions that meet your unique needs. Whether it's Home Buildings & Contents insurance or Renter's Contents insurance, our services are designed with flexibility and convenience in mind. We invite you to explore our offerings and take advantage of our expertise in safeguarding what matters most to you. Contact us today to learn more about how we can assist in protecting your assets and ensuring you are adequately covered for a range of incidents.

Ready to chat to one of our team?

Book an Appointment

Our Recent Reviews

Danny and his team are first-rate—knowledgeable, helpful and a pleasure to deal with. Their customer service is excellent, and I wouldn’t hesitate to recommend them.

Matthew Johnson

I couldn't recommend Paul and Traj Finance highly enough. With the recent increases in interest rates, my home loan had become a significant source of stress, and Paul identified an opportunity to help me refinance and achieve a much better outcome. The refinancing process can be stressful, but Paul made everything feel simple and straightforward. He was incredibly responsive, kept me informed throughout the entire process and was always available whenever I had a question. I can only imagine how busy Paul is, but I never once felt like just another client. The level of attention and service he provided was genuinely first class. Most importantly, Paul helped remove a major financial stress from my life. I'm extremely grateful for his help and wouldn't hesitate to recommend him to anyone looking for assistance with their home loan.

Charith Jayawardana

We couldn’t be happier with the service we received from Paul and the team. They went above and beyond to secure two fantastic loan options for us, making what can often be a stressful process go smoothly. Their professionalism, knowledge and communication were outstanding throughout. They took the time to understand our needs, kept us informed every step of the way and worked hard to achieve great outcomes for us. We are extremely grateful for their hard work and dedication and wouldn’t hesitate to recommend them to anyone looking for a reliable, knowledgeable and genuinely caring mortgage broker. Thank you for making the whole process so easy!

Clare Najdovski

I highly recommend Traj Finance. Their expertise, their knowledge and understanding, made it easy and hassle free for us to sell our property as a private sale. The whole process from start to finish was handled promptly, and, we were always kept informed of the process. Their communication skills were exceptional ,which made it easy for us to understand the process. And, they were always available to answer any query or concern with confidence. Thank you Danny and Razi for all your help and assistance.

Cathy Sofra

Frequently Asked Questions

How is Traj Finance different from other brokers?

With over a decade of experience in private and premier banking, Danny Trajcevski brings a deep understanding of the unique needs of high-net worth Australians. As a successful property investor with an impressive property portfolio himself, Danny has firsthand experience in using property as a vehicle for wealth creation. This experience has allowed him to retire from his PAYG income early, and transition into helping like-minded individuals achieve their property aspirations, making Traj Finance uniquely positioned to assist high-net worth Australians in growing their wealth.

Do you charge fees for home or investment loans?

When you secure a loan through a broker, you won’t face any additional loan repayments or charges. The broker earns a commission from the lender for bringing in new customers, but this has no impact on your interest rate or any other terms of your loan agreement.

Is it more expensive to use a broker?

You won’t have to pay for the services of a broker as they receive their compensation from the lender. Brokers have a vast selection of loan options from numerous lenders at their disposal, ensuring they can locate the perfect loan that fits your specific needs. They typically aim to secure the lowest rate possible while also considering the loan features that best suit your situation.

However, be aware that some brokers might charge a service fee, but they are required to inform you of any such fees upfront before they begin providing their services.

How much can I borrow?

Although our borrowing calculator offers a good estimate of the amount you could potentially borrow, for a more accurate evaluation, we encourage you to contact our team. We’ll discuss your specific situation in greater detail and explore the various options available to you.

Should I go for a fixed or variable rate?

Variable-rate home loans are exactly what they sound like – their interest rates can go up or down over time. This type of loan usually offers more flexibility, including the ability to make extra payments or access a redraw facility, but it means your repayment amounts can vary.

Conversely, fixed-rate home loans lock in your monthly payments, so you’ll always know precisely what you’re paying each month for the life of the loan. They tend not to offer as many features but provide stability for your budgeting.

Deciding between the two comes down to what you value more: the flexibility to adapt your loan to changing circumstances or the security of knowing your repayments will stay the same.

Which lenders do you work with?

Thanks to our partnership with a mortgage aggregator, we have access to a diverse range of loan options from over 40 lenders. This extensive network enables us to present you with a variety of suitable choices tailored to your unique needs and circumstances.