Equipment Finance

Need to buy a vehicle or equipment? We can help with Equipment Finance

5.0

from 65 Reviews

Whether It’s a New Vehicle, Plant, or Machinery - We’re on Your Side.

In business, the right equipment isn’t a luxury, it’s leverage. At Traj Finance, we help business owners, professionals, and investors across Australia access tailored equipment finance that keeps operations moving and growth on track. Whether it’s a single ute or a fleet of machinery, we’ll structure a finance plan that fits your business model, cash flow, and goals.

Book Your Equipment Finance Consultation

Our Recent Reviews

Danny and his team are first-rate—knowledgeable, helpful and a pleasure to deal with. Their customer service is excellent, and I wouldn’t hesitate to recommend them.

Matthew Johnson

I couldn't recommend Paul and Traj Finance highly enough. With the recent increases in interest rates, my home loan had become a significant source of stress, and Paul identified an opportunity to help me refinance and achieve a much better outcome. The refinancing process can be stressful, but Paul made everything feel simple and straightforward. He was incredibly responsive, kept me informed throughout the entire process and was always available whenever I had a question. I can only imagine how busy Paul is, but I never once felt like just another client. The level of attention and service he provided was genuinely first class. Most importantly, Paul helped remove a major financial stress from my life. I'm extremely grateful for his help and wouldn't hesitate to recommend him to anyone looking for assistance with their home loan.

Charith Jayawardana

We couldn’t be happier with the service we received from Paul and the team. They went above and beyond to secure two fantastic loan options for us, making what can often be a stressful process go smoothly. Their professionalism, knowledge and communication were outstanding throughout. They took the time to understand our needs, kept us informed every step of the way and worked hard to achieve great outcomes for us. We are extremely grateful for their hard work and dedication and wouldn’t hesitate to recommend them to anyone looking for a reliable, knowledgeable and genuinely caring mortgage broker. Thank you for making the whole process so easy!

Clare Najdovski

I highly recommend Traj Finance. Their expertise, their knowledge and understanding, made it easy and hassle free for us to sell our property as a private sale. The whole process from start to finish was handled promptly, and, we were always kept informed of the process. Their communication skills were exceptional ,which made it easy for us to understand the process. And, they were always available to answer any query or concern with confidence. Thank you Danny and Razi for all your help and assistance.

Cathy Sofra

What We Help You Finance

Vehicles & Fleets

Finance for cars, utes, vans, or full commercial fleets - with terms designed to preserve your working capital and align with your tax position.

I want to buy commercial vehicles.

Machinery & Heavy Equipment

Cranes, excavators, graders, or dozers - we’ll help you access the right structure to fund large-scale equipment while managing cash flow

I want to buy heavy machinery for my business.

Technology & Office Equipment

Stay ahead of the curve with tech leasing or chattel mortgage options that let you modernise operations without draining liquidity.

I want to upgrade our IT infrastructure.

Agricultural & Industrial Assets

Tailored solutions for farming, logistics, and production businesses - so you can keep your operations running at full capacity.

I want to buy machinery for agriculture.

Smart Finance for Real Assets

Whether you're wanting a new vehicle, plant or machinery, we're on your side

At Traj Finance, we understand the importance of having the right equipment to drive your business forward. Whether you're a business owner, a professional services employee, or a high-net-worth individual, accessing the right Equipment Finance options across Australia is crucial for maintaining a competitive edge. Our services are designed to help you secure the necessary funding for buying new equipment or upgrading existing assets, ensuring your operations run smoothly and efficiently.

When it comes to Equipment Finance, having access to a variety of options from banks and lenders across Australia can make all the difference. At Traj Finance, we offer a range of finance solutions tailored to meet your specific business needs. From acquiring new office equipment to investing in specialised machinery like trucks, trailers, excavators, tractors, graders, cranes, and dozers, we provide the financial support you need. Our expertise in commercial equipment finance allows us to offer competitive interest rates and flexible loan amounts tailored to your circumstances.

Applying for equipment finance with Traj Finance is a seamless experience. We prioritise a streamlined application process so you can focus on what matters most — your business. Understanding that every business is unique, we offer customised loan options such as chattel mortgages and Hire Purchase agreements. These allow you to secure the necessary equipment while managing your cash flow effectively. Fixed monthly repayments ensure financial predictability throughout the life of the lease, enabling you to plan with confidence.

Equipment finance isn't just about purchasing new items; it's also about upgrading existing equipment to keep pace with technological advances and market demands. Traj Finance has you covered whether you're looking to replace outdated office equipment or invest in state-of-the-art factory machinery. Our finance options are designed to accommodate a wide range of business needs, ensuring you have the tools required to excel in your industry.

Collateral is often a significant consideration when seeking equipment finance. At Traj Finance, we help you leverage your existing assets to secure favourable loan terms. Whether it's a vehicle or a piece of factory machinery, our experts will guide you through the process, ensuring you understand the implications and benefits of each option. With our support, you can confidently apply for equipment finance knowing you have access to the best possible terms.

Traj Finance is committed to providing exceptional service and support throughout your Equipment Finance journey. Our team of specialists is here to assist you every step of the way, from selecting the right loan options to finalising your application. With our comprehensive understanding of the Australian finance landscape, we are uniquely positioned to help you achieve your business goals.

To explore how Traj Finance can assist in meeting your equipment needs, contact us today and take the first step towards securing your financial future. Let us help you access the Equipment Finance options that will empower your business and drive success across Australia.

Ready to chat to one of our team?

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Frequently Asked Questions

How is Traj Finance different from other brokers?

With over a decade of experience in private and premier banking, Danny Trajcevski brings a deep understanding of the unique needs of high-net worth Australians. As a successful property investor with an impressive property portfolio himself, Danny has firsthand experience in using property as a vehicle for wealth creation. This experience has allowed him to retire from his PAYG income early, and transition into helping like-minded individuals achieve their property aspirations, making Traj Finance uniquely positioned to assist high-net worth Australians in growing their wealth.

Do you charge fees for home or investment loans?

When you secure a loan through a broker, you won’t face any additional loan repayments or charges. The broker earns a commission from the lender for bringing in new customers, but this has no impact on your interest rate or any other terms of your loan agreement.

Is it more expensive to use a broker?

You won’t have to pay for the services of a broker as they receive their compensation from the lender. Brokers have a vast selection of loan options from numerous lenders at their disposal, ensuring they can locate the perfect loan that fits your specific needs. They typically aim to secure the lowest rate possible while also considering the loan features that best suit your situation.

However, be aware that some brokers might charge a service fee, but they are required to inform you of any such fees upfront before they begin providing their services.

How much can I borrow?

Although our borrowing calculator offers a good estimate of the amount you could potentially borrow, for a more accurate evaluation, we encourage you to contact our team. We’ll discuss your specific situation in greater detail and explore the various options available to you.

Should I go for a fixed or variable rate?

Variable-rate home loans are exactly what they sound like – their interest rates can go up or down over time. This type of loan usually offers more flexibility, including the ability to make extra payments or access a redraw facility, but it means your repayment amounts can vary.

Conversely, fixed-rate home loans lock in your monthly payments, so you’ll always know precisely what you’re paying each month for the life of the loan. They tend not to offer as many features but provide stability for your budgeting.

Deciding between the two comes down to what you value more: the flexibility to adapt your loan to changing circumstances or the security of knowing your repayments will stay the same.

Which lenders do you work with?

Thanks to our partnership with a mortgage aggregator, we have access to a diverse range of loan options from over 40 lenders. This extensive network enables us to present you with a variety of suitable choices tailored to your unique needs and circumstances.

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