Whether it's to purchase a property, equipment or business, we're here to help

When it comes to expanding your business or investing in commercial property, understanding your financing options is crucial. Traj Finance specialises in helping business owners, professional services employees, and high-net-worth individuals across Australia access a variety of commercial loan options. Whether you're considering buying commercial property, upgrading equipment, or seeking flexible loan terms, we aim to simplify the process. Our team is dedicated to ensuring that you find the most suitable solutions for your financial needs while benefiting from competitive interest rates.

Accessing commercial loan options from banks and lenders across Australia can significantly impact your business growth. At Traj Finance, we offer an array of commercial finance solutions tailored to your objectives. Whether you're interested in buying commercial land or an industrial property, our expertise ensures you secure the right commercial property finance for your needs. We understand the importance of choosing the right loan structure, be it a secured commercial loan with collateral or an unsecured commercial loan offering more flexibility.

Interest rates play a pivotal role in managing the costs of any loan. We provide options for both variable interest rates and fixed interest rates, allowing you to choose based on your financial strategy and stability preferences. Furthermore, our streamlined application process ensures that applying for a commercial loan is straightforward and efficient, reducing the time spent on paperwork and enabling you to focus on your business goals.

For those looking to expand their business, our commercial finance services offer various options, including buying new equipment or upgrading existing equipment. With flexible repayment options and progressive drawdown facilities, you can tailor your loan to suit your cash flow requirements. Additionally, a revolving line of credit is available for businesses seeking ongoing access to funds without the need for constant re-approval.

The choice between a secured or unsecured commercial loan also impacts the loan terms available. A secured loan often allows for larger loan amounts and lower interest rates due to the provision of collateral, making it suitable for those purchasing significant assets like commercial property. On the other hand, an unsecured loan may provide quicker access and fewer restrictions if collateral is not an option. Our advisors at Traj Finance are committed to helping you evaluate these choices and decide the best path forward.

The flexibility of our commercial loan options extends to customised repayment schedules and redraw facilities, giving you control over how your repayments are managed. This flexibility ensures that whether you're buying commercial property or expanding your business operations, your financial commitments remain manageable and aligned with your business’s cash flow.

In summary, Traj Finance is here to support you in accessing the right commercial loan options from banks and lenders across Australia. With our expertise in commercial finance, whether you're aiming to buy industrial property, expand your business, or secure flexible loan terms, we provide comprehensive support through every stage of the process. Contact us today to explore how we can assist in realising your business ambitions with the perfect commercial finance solution tailored specifically for you.

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Our Recent Reviews

I had the pleasure of working with TrajFinance, and I must say their professionalism and expertise exceeded my expectations. From the very first consultation, their team demonstrated a deep understanding of financial planning, investment ...

Ashkan Motaman

I can't thank Danny from Traj Finance enough for the incredible support he provided my partner and I. From the start, it was clear that the bank wasn’t going to make things easy, offering little to no guidance on our options. Danny, ...

Natalia Nevin

Danny has consistently demonstrated professionalism, expertise, and a strong commitment to client service. His ability to provide tailored financial solutions, coupled with their deep industry knowledge, makes him a trusted advisor. I highly recommend him for anyone seeking strategic and efficient assistance.

Shirin Motaman

I highly recommend Danny as a broker. He is incredibly knowledgeable and goes above and beyond to help. He made what is usually an overwhelming experience a very easy process. Thanks Danny!

Maree Risteski

Frequently Asked Questions

How is Traj Finance different from other brokers?

With over a decade of experience in private and premier banking, Danny Trajcevski brings a deep understanding of the unique needs of high-net worth Australians. As a successful property investor with an impressive property portfolio himself, Danny has firsthand experience in using property as a vehicle for wealth creation. This experience has allowed him to retire from his PAYG income early, and transition into helping like-minded individuals achieve their property aspirations, making Traj Finance uniquely positioned to assist high-net worth Australians in growing their wealth.

Do you charge fees for home or investment loans?

When you secure a loan through a broker, you won’t face any additional loan repayments or charges. The broker earns a commission from the lender for bringing in new customers, but this has no impact on your interest rate or any other terms of your loan agreement.

Is it more expensive to use a broker?

You won’t have to pay for the services of a broker as they receive their compensation from the lender. Brokers have a vast selection of loan options from numerous lenders at their disposal, ensuring they can locate the perfect loan that fits your specific needs. They typically aim to secure the lowest rate possible while also considering the loan features that best suit your situation.

However, be aware that some brokers might charge a service fee, but they are required to inform you of any such fees upfront before they begin providing their services.

How much can I borrow?

Although our borrowing calculator offers a good estimate of the amount you could potentially borrow, for a more accurate evaluation, we encourage you to contact our team. We’ll discuss your specific situation in greater detail and explore the various options available to you.

Should I go for a fixed or variable rate?

Variable-rate home loans are exactly what they sound like – their interest rates can go up or down over time. This type of loan usually offers more flexibility, including the ability to make extra payments or access a redraw facility, but it means your repayment amounts can vary.

Conversely, fixed-rate home loans lock in your monthly payments, so you’ll always know precisely what you’re paying each month for the life of the loan. They tend not to offer as many features but provide stability for your budgeting.

Deciding between the two comes down to what you value more: the flexibility to adapt your loan to changing circumstances or the security of knowing your repayments will stay the same.

Which lenders do you work with?

Thanks to our partnership with a mortgage aggregator, we have access to a diverse range of loan options from over 40 lenders. This extensive network enables us to present you with a variety of suitable choices tailored to your unique needs and circumstances.

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